Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Wednesday, August 14, 2013

Accidental Grownup: 5 "Fun" Things I Used to Hate

Today is my husband's first day back to school! He teaches choir at a high school and we've been busy the last few days getting his classroom set up. His first day back to school means that it's my first day back to having the house to myself during the days. After he left this morning, I realized that a few of the things I was looking forward to doing today aren't the same as they were a year ago!

1. De-cluttering the apartment. We always have stuff lying around that doesn't need to be out. I'm not sure why I don't de-clutter as much when my husband is home, but I get to put everything back where it needs to be!

2. Cleaning the kitchen. Our kitchen is small. This means one of two things: we should eat out all the time or we should have a really great organizational setup so that we never allow anything to accumulate in the kitchen. We do neither of these things. Today I get to do a deep clean of the kitchen and put some organizational tools in place to help us keep it clean!

3. Exercising. Now, to be honest, I've always loved exercising. It has not, however, always been a habit for me. Today I woke up just itching to get going in the beautiful sunshine we have today! I had a wonderful time and I can't wait to go again tomorrow!

4. Making a budget. I love numbers and I like making sure I have enough money to eat, but it's only been in the last few years that I've gotten good at budgets. Today I'm making our expense/income sheets for our new monthly budget!

5. Planning for the future. Well, we got married this summer, so I suppose that means kids are in the works sometime in the next few years! The only problem with that is that I am still self-employed and not exactly raking in the dough. I'm excited to look at what I need to be doing to generate a substantial supplemental income, while still doing something I love!

I think sometime over the last year, I accidentally grew up! These are all things I used to dread or not see as top-priority, but now they all seem rather important and fun. And, as an added bonus, it's always fun to feel like an adult every now and again!

"Be the change you wish to see in the world." --Gandhi

Tuesday, January 8, 2013

Wedding Priorities...$25,000?!

The last couple of days I've been working on wedding plans! I absolutely love fantasizing about our special day and I've got the important things (colors, bridesmaids, dress, etc!) picked out. But moving forward, I'm running into some major problems: $1400, $1000, $350, and $2500.

These are the costs of the typical reception venue, the bar that is required even if you don't want alcohol at your wedding, one floral arrangement, and the catering for the reception. Seriously. The average cost of a wedding is $25,000, not including the honeymoon. That is insane.

Now the reason I'm so upset by this is not because we can't afford it; both sets of parents have been more than generous in being willing to help us out financially. I have such a visceral reaction to these obscene prices because I grew up in two places where $25,000 could change an entire village or town's way of life.

In Roundup, Montana, a town of 2,000 ranchers, farmers, and small business owners, $25,000 could renovate the park, start an after school program for kids, start a community beautification program, or give every family about $25 to spend on whatever they wanted.

In Vanuatu, $25,000 could feed a village of 100 people for a year. It could buy 1,250 pairs of $20 shoes for kids who've never seen a sneaker, let alone wear a pair. It could build 250 new houses for a village that has to move their location because of the rising sea level. It could build a school so more students can have the opportunity to get an academic education.

Who am I to spend $25,000 on anything, when I know it could change an entire community's future? I am so aware that this is the one wedding I get; the one day where I get to decide everything (!) and not worry about anything. It's a day that is so important and a day on which you begin something so special; but $25,000? Note: Just to be very clear, we do not have a budget of $25,000; a fifth of that at the most.

How did our society get to the point where it's acceptable--no, expected--to spend this kind of money on one day? What happened to love? Isn't that what the day is about: two people loving each other so much that they want to commit themselves to each other in front of every person in their lives that matters to them? So why should we pay ourselves into debt to have the day we want when the day is perfect if the two people involved go home together that night?

So. I'm designing and making my own dress. My bridesmaids, family, and I are making the decorations. I'm designing and making the invitations. We're getting married where my dad works. I'm going to buy single stem flowers and make my own arrangements and bouquets. We're not having alcohol. There is so much we can do that will cut the cost and still give us a beautiful day.

We need to bring weddings back from this crazy show of wealth to what they're about: love. I love my fiancé and I can't wait to share that moment I become his wife with my friends and family--with the budget and meaning I want.


"Be the change you wish to see in the world." --Gandhi

Wednesday, November 14, 2012

Should Some States Secede?

Following the re-election of President Obama, 20 states are petitioning the federal government for secession. My sister-in-law shared this a few days ago and I thought it was a joke! Then I started hearing about it from more sources. The states that want to secede include Kentucky and Montana; the two states I've lived in. The author of the previously linked article says to let the states that want to secede do so. I take exception to this.

I don't want you to think I'm freaking out about all this; I don't believe that we are in danger of seceding from the U.S. because Obama would have to sign off on that, and he has enough sense to not allow 2/5 of his country to leave. But I do want to talk about this a little bit.

How is it possible that people feel that they would be better off if they were not part of the United States? I understand all too well the anger of losing an election, but would these states really be better off not being part of the union?

None of the states on the list have a budget surplus, which means they would have to find some way to generate money quickly. Really, the best way to do that is to raise taxes. But most of these states don't want to raise taxes--hence the reason they want to secede. So how would they raise money?

How would they get money to fix the interstates that run through their states (or countries, I guess)? How would they keep the schools that are receiving federal funding open? Free and reduced lunches are funded by the government (at least in KY); who would pay for those? Some of the KY farmers have gotten government subsidies for their crops during this drought; would the state government help those farmers out? How would we have a military? I don't want to go back to little warring city-states like there were in ancient Greece.

There are so many reasons to stay in the union. Being unhappy with the results of the election is just part of the deal when you're in a democracy. To the people who want to secede, man up. There is absolutely no reason for you to be such drama queens in this situation. Just get over yourselves and work with what you have. That's what the other half of the country did during the Bush years.

As for me, if KY secedes, I'm making my own country and you're all welcome!

"Be the change you wish to see in the world." --Gandhi